From now through September 30th, when you switch your accounts from paper statements to electronic statements (or e-Statements) via Online Banking, you will receive two entries per account into a drawing for cool electronic devices, like iPads, laptop computers and iPods!
And existing e-Statement users who registered prior to August 1st will automatically be entered into the drawing as well!
To switch your account to e-Statements and experience the benefits of going paperless, click here for instructions.
For questions and inquiries, e-mail:
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or call: 808-447-8070.
Simply use your Visa Debit card from September 1, 2010 to December 31, 2010 and make 20 purchase transactions per calendar month to be automatically entered into a drawing for great prizes.
Each month, 5 lucky winners will receive one of the great prizes listed below:
SEPTEMBER: 2 Round-Trip Inter-Island Tickets
OCTOBER: A Holiday Turkey Dinner
NOVEMBER: $250 Holiday Shopping Spree
DECEMBER: $250 Gas Gift Card
And if you make 100 Visa Debit card purchase transactions from September 1 to December 31, 2010, you'll be entered to win one of FIVEGrand Prizes:
A Trip for 2 to Las Vegas
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A Hawaii State FCU Visa Debit card is perfect for making purchases at stores and restaurants and can be used everywhere Visa Debit is accepted. Plus, you won't have to worry about interest charges because the amount you purchase is deducted directly from your Hawaii State FCU checking account.
To get your Visa Debit card today, please call the Member Services Call Center at: 587-2700 (Oahu) or 1-888-586-1056 (Toll-free).
For "SWIPE & WIN" Official Contest Rules, click here!
With this special offer from Visa, you can use your Hawaii State FCU Visa Debit card from September 9 until December 31, 2010 to be automatically entered to win free Super Bowl tickets for life! The more transactions you make with your Visa Debit card, the more chances you have to win a prize that will last a lifetime.
Each year, the Grand Prize winner and a guest will receive:
NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN THE VISA 2010 NFL SUPER BOWL TRIP FOR LIFE SWEEPSTAKES. Non-Purchase Entries and Purchase Entries have an Equal Chance of Winning. For complete details on Non-Purchase Entries, see Official Rules at visa.com/nfl. PIN-based and ATM transactions are not eligible. Void in Puerto Rico and where prohibited. Sweepstakes ends 12/31/10. Sponsored solely by Visa U.S.A. Inc.
In order to improve the service we provide to members, our partners, Market Trends Pacific, Inc. will be randomly contacting Hawaii State FCU members within 48 hours of opening an account, applying for a loan, or conducting a teller or call center transaction.
Telephone calls will be made in the evening hours and will only take a few minutes. Your participation is voluntary and no personal or confidential information will be asked of you, nor will you be asked to buy anything. We are only interested in your honest opinions, so we hope you can spend some time to answer questions if you are called.
Why pay a fee at your local grocery store to count and change your coins into dollars? At Hawaii State FCU, members can use our CoinStar coin counting machines for FREE! After you count and change your coins, you can choose to deposit the money into your account to earn dividends, cash the voucher, purchase giftcards, or make a donation to your favorite charity.
CoinStar machines can be found at the following branches: Kaimuki branch, Main branch, Mililani Mauka branch and Pearlridge branch.
To show our appreciation, any time you refer a friend or family member to Hawaii State FCU and they open a new account, you will receive $50!
But wait, it gets better! When the person you refer opens the account, they will receive $10, and if they register for electronic statements (e-Statements), they will receive an additional $15, which would total $25 for the new member!
There is no limit to the number of people you may refer.
To see why it truly pays to belong, pick up a referral card from any of our 8 conveninently located branches statewide.
Through our association with The Hartford Financial Services Group, Inc., we are able to offer members up to $2,000 in accidental death and dismemberment coverage at no cost. And, if you are like other members, you won't want to stop at the $2,000 complimentary coverage--you'll want to help provide even more security for yourself and your family by enrolling in additional AD&D coverage.
Financial Assistance Program -- Helping members, when it counts
Part of the credit union's responsibility to members is making sure they get the help they need to make it through tough times. If you are having trouble keeping up with your monthly payments or if you would like some help with any type of financial decisions, please don't hesitate to call or stop by a branch. While today's economy is challenging, the current conditions also allow us to offer some unique opportunities for members.
1% APR DISCOUNT ON A LINE OF CREDIT*
Under certain circumstances, such as a temporary reduction in income due to reduced work hours, we may be able to offer you up to a $5,000 line of credit with discounted rate.* You may use this low-rate line of credit to:
Consolidate or pay off higher-rate debt
Take care of upcoming tuition or school expenses, or
For everyday purchases until your income situation improves.
If you already have a line of credit with us, we may be able to increase that line by $5,000 to provide you the extra buffer you need.
LOAN PAYMENT DEFERRAL OR MODIFICATION**
For members with an existing loan, you may submit a request for a payment deferral and/or loan modification to help ease the stress of monthly payments.
EARLY WITHDRAWAL FROM TERM SHARE CERTIFICATES***
If you have a term share certificate with us, we may be able to waive the early withdrawal penalty so that you can use the cash for more pressing or immediate needs.
Of course, these special assistance programs are subject to approval and come with certain conditions. Plus, you may need to provide additional documentation such as pay stubs or a letter from your employer detailing the change in your income.
We are always available to work with you on a one-on-one basis. Call a member services representative at 587-2700 (Oahu), or toll-free 1-888-586-1056, or stop by any Hawaii State Federal Credit Union branch.
*Subject to loan approval. 1% APR discount includes your 0.25% APR discount for automatic payment from an HSFCU account. Otherwise, discount is 0.75%. Discount applies to your standard APR. Discount is for maximum of 24 months or the end of the payroll reduction period, whichever comes first. After this period, the APR will return to your standard APR. Additional terms and conditions apply. **Subject to approval. ***Early withdrawals on existing term share accounts may be permitted without penalty upon approval. Minimum withdrawal $500. Certain restrictions apply. Not applicable to IRA term shares. This program is subject to change at any time and may be terminated without notice.
