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The right loan at the right time can make a world of difference in your life. A loan can be the shot of financial adrenaline that speeds you to your goal. From home equity lines of credit to auto loans to credit cards, Hawaii State FCU has a simple, flexible loan program that’s right for you.
Help safeguard your loan with FlexCredit Protector*
Taking out a loan means one of your dreams is about to come true—for example, a new car, boat or home improvement. But, what happens to your dream when the unexpected hits? How can you make sure your family doesn’t shoulder the financial burden of making loan payments when you can’t?
FlexCredit Protector* is a voluntary debt cancellation service that cancels your eligible loan balance, up to the agreement maximum, should you die before repaying your loan obligation.
If you become disabled due to a protected illness or injury, become involuntary unemployed, or need to take a leave of absence as defined under the Federal Family Medical Leave Act (FMLA), FlexCredit Protector* can cancel your monthly loan payment, up to the agreement maximum. Payment cancellation cancels the principal and interest portions of your loan payment, up to the agreement maximum, and your loan balance declines.
With FlexCredit Protector*, you buy only enough protection to cover your loan balance. That saves you money.
If you have questions, please contact our Member Service Call Center at 587-2700 (Oahu), or 1-888-586-1056 (Toll-free) or visit the nearest Hawaii State FCU branch.
*FlexCredit Protector is a debt protection product offered by Hawaii State FCU. Enrollment in this debt protection product is voluntary and not required to obtain a loan. Please contact a Hawaii State FCU loan representative for additional information on benefit maximums, eligibility, and limitations.
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