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You work hard for your money so let Hawaii State FCU help your money work hard for you. Hawaii State FCU offers several different types of savings vehicles. Each one earns a competitive dividend rate, which helps you reach your savings goals faster.

Regular Savings Account
The Regular Share Account serves as your basic membership account. A minimum of $100 (one par value per member) enables you to enjoy the many benefits the credit union has to offer. Plus, you earn competitive dividends on your balance.

Investment Share Account
The Investment Share Account (ISA) is a savings account that earns you slightly higher dividends by maintaining higher balances. With an ISA, you can earn higher dividend rates without tying up your money in long-term investments. Plus, you can add to, or withdraw from, your ISA at any time.

"Green Bucks" Account
Make the holidays a little greener for you and your family by opening a Green Bucks Account. It’s an easy way to set aside money on a regular basis throughout the year. Money saved in a Green Bucks Account is automatically made available to you each year in early October via a transfer to your Savings or Checking Account.

Term Share Certificate
A Hawaii State FCU Term Share Account is a certificate account for members who would like to invest some of their extra money in a higher yielding savings vehicle for a specified term. Terms of six months to five years are available at competitive rates. (A penalty may be imposed for early withdrawal. Such penalties may reduce earnings on the account.)

ATM ShareCard
When you need to get some quick cash or make deposits, transfers and inquiries, you will certainly want to carry a Hawaii State FCU ATM ShareCard. ATM ShareCard provides convenient access to your credit union savings account anytime, and from just about anywhere worldwide using a PLUS System® ATM.

With a Hawaii State FCU ATM ShareCard you can:
  • Access your account 24 hours a day, seven days a week;
  • Withdraw up to $600 per day from any of your designated credit union Savings account (provided funds are available);
  • Have non-HSFCU ATM access without a fee for up to 20 transactions per month, per account (surcharges may apply).  Surcharge free transactions available at Bank of Hawaii ATMs 
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