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With the recent federal government shutdown, we understand your financial concerns.  You may be wondering what relief is available. Hawaii State FCU is here to help.

Our Furlough Buster Program can provide you the financial assistance you need during these uncertain times.

Deferment of Loan Payment  - up to 3 months
To provide relief from making scheduled monthly payments, Hawaii State FCU loan payments may be deferred for one to three months.  Loan payment deferment available on auto and personal loans, including share-secured and term share-secured loans.

Penalty Free Term Share Withdrawals
Eligible Hawaii State FCU members who have been subject to furlough will be allowed to make withdrawals from their term share after the first 6 days of the account term without an early withdrawal penalty.  Minimum withdrawal is $500.  If your account falls below the $1,000 (minimum balance requirement) the account must be closed.

*Program subject to change without prior notice. Certain terms and conditions apply.  1- To qualify eligible members must qualify by having a reduction in payroll. Loan must not be delinquent 2- Withdrawals will reduce earnings on the account.  Penalty free withdrawals do not apply to IRA Term Shares.

BALANCE Financial Fitness Program
Whether you're furloughed or not, certified financial counselors from our partners at BALANCE Financial Fitness are available to help you manage your money, reduce debt and work toward financial control. To take advantage of these free services visit or call BALANCE's toll-free Info Line at (888) 456-2227 to talk to a certified counselor.