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Personal Loans

All personal loans are not alike — you need the right loan for the situation, and Hawaii State FCU makes it easy. We offer unsecured loans with varying terms, loans secured by your shares, and short term bridge loans. With a personal loan you can enjoy:
  • Flexible credit limits
  • Ideal for one-time, lump sum loan requests
  • Low, competitive rates with a variety of terms
  • Convenient repayment methods, including payroll deduction and automatic electronic funds transfer
Personal Line of Credit
With no collateral required, a line of credit gives you flexible, future borrowing power — instant cash when you need it. When you don’t need it, it’s nice to know the line of credit is available for anything that might come up, like college tuition, family vacations, remodeling projects, medical expenses, and more.
  • Flexible credit limits
  • Provides Overdraft Protection for credit union checking accounts.
  • Low, competitive rates with monthly payment based on loan balance.
Share-Secured Loan
The credit union offers its most basic loan, which is a shared-secured loan that uses your savings as collateral.
  • 100% secured by your credit union share account
  • Variety of payment terms to fit your needs
Personal Bridge Loan
If you are in need of a short-term, single payment Personal Loan, the Personal Bridge Loan is your answer. Special conditions may apply.
  • Closed-end, non-real estate, single payment loan
  • Low, competitive interest rates
Featured Loan Rates
APR as low as *
*Click rate for more info. These are the lowest rates available.