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OVERDRAFT PROTECTION FROM SHARES


Account No.

Name (Last, First, MI)

Please indicate your Transfer Priority below. Designate only the transfer sources that apply. Use 1,2 and 3 as applicable. If a Transfer Priority is not indicated, the Transfer Priority will be as follows: 1-LOC, 2-ISA and 3-RSA

Line-of-Credit (LOC)
Investment Share Account (ISA)
Regular Share Account (RSA)

Transfers will be in multiples of $100 to cover that amount of the overdraft. Should the available balance be less than $100, we will transfer all available funds only if they are sufficient to cover the overdraft. Regular Share and Investment Share Accounts are subject to minimum balance requirements as described in the Truth In Savings Disclosure for Share and ShareCheck Accounts. For Regular Share and Investment Share Accounts, no more than six (6) preauthorized, automatic, audio response, telephone transfers, or Internet transfers (including overdraft protection transfers) may be made from these accounts to another account of yours or to a third party in any month. Please refer to the Membership and Account Agreement, including the sections entitled "Transaction Limitations" and "Overdrafts," for more information.

____________________________
Date
_____________________________________
Member's Signature


Phone


E-mail


Please complete, print, sign and mail to:
Hawaii State Federal Credit Union
Attn: Webmail
P.O. Box 3072
Honolulu, HI 96802-3072